University of Kentucky
M.S., Finance
GPA: 3.8
Curriculum Vitae
Education, teaching, finance, operations, professional development, competencies, and selected evidence of teaching effectiveness.
Education
Josh Ayala
University of Kentucky
B.A., Arts Administration
Minor: Theatre · Dean’s List
Academic practice
Teaching
Adjunct Instructor
University of Kentucky — Gatton College of Business and Economics
Teach undergraduate courses in business data management, finance, and spreadsheet applications.
- Translate technical material into applied business decisions and clear communication.
- Design data-driven coursework through business examples and case work.
- Use analytical writing, software demonstrations, and results-oriented presentations.
- Integrate professional experience and current business context into instruction.
Academic practice
Courses
| Course | Title | Term |
|---|---|---|
| AN/MKT 324 | Business Data Management | Fall 2026 · Sections 001/002 Fall 2025 · Sections 001/002 Spring 2024 |
| FIN 405 | Capital Investment & Financing Decisions | Spring 2024 |
| AN 105 | Business Applications of Spreadsheets | Fall 2023 |
Selected evidence
Teaching Effectiveness
AN/MKT 324 · Fall 2025
- Overall instructor quality
- 4.8 / 5
- Overall course quality
- 4.8 / 5
- Instructor preparation
- 4.9 / 5
- Treating students with respect
- 4.9 / 5
FIN 405 · Spring 2024
- Overall instructor quality
- 4.8 / 5
- Overall course quality
- 4.9 / 5
- Responding to questions in a way that aided understanding
- 5.0 / 5
- Treating students with respect
- 5.0 / 5
Full University of Kentucky Teacher Course Evaluation documentation available upon request.
Finance & operations
Professional Experience
Collateral Risk Analyst
Collateral and margin-call operations; established collateral arrangements in credit systems and analyzed noncompliant scenarios. Coordinated across Credit, Bankers, Brokers, Lenders, Financial Advisors, and Client Service teams, while supporting operational metrics and recurring line-of-business reporting.
Teller / Associate Banker
Consumer banking operations spanning digital-platform adoption, deposit-account servicing, cash handling, and client issue resolution. Served as Culture Champion and ATM Custodian, later working across the Lexington market as a float Associate Banker.
Continuing study
Professional Development
AI for Business Specialization
Power BI Essential Training
Introduction to OpenAI Codex
Machine Learning Specialization
Generative AI with Large Language Models
Working knowledge
Competencies
Data / BI
Power BI · SQL · Relational databases · Data modeling · Tableau · Python · pandas · NumPy · Alteryx · Data visualization · Dashboards · Data preparation
AI / Applied AI
Generative AI · Large language model workflows · OpenAI Codex · Prompt engineering · AI-assisted coding · Machine learning · Predictive modeling · Model evaluation
Finance / Operations
Financial analysis · Collateral analysis · Margin analysis · Risk management · Financial modeling · Fixed income · Equities · Portfolio analysis · Cash management
Business / Instructional Tools
Microsoft Excel · PowerPoint · Bloomberg Terminal · Google Workspace · Learning management systems · Presentation and instructional design
Languages
Languages
English · Spanish · French